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Canada's Real-Time Rail is operational with eight initial participants, but major-bank onboarding and Interac settlement migrations continue through 2027. Projected savings and access are not yet realized benefits.
A breach of SMBC Consumer Finance's loan-guarantee system exposed data linked to as many as 320,118 people. The wider concern is the concentration of sensitive lending records in a service used by a network of partner financial institutions.
Chile’s central bank is preparing consultations on low-value payments and payment-oriented stablecoins. Its November remarks explain the sequence, but no final new permission has been granted.